January 18th, 2022

As cryptocurrency increases in popularity, it might have you wondering what all you can spend it on. Can you buy a house with cryptocurrency? We can take a look at the factors involved with making a large purchase, such as a house, with cryptocurrency.

What is Cryptocurrency?

First, let’s take a look at what cryptocurrency is. According to NerdWallet, “a cryptocurrency (or “crypto”) is a form of payment that can circulate without the need for a central monetary authority such as a government or bank. Instead, cryptocurrencies are created using cryptographic techniques that enable people to buy, sell or trade them securely.” Cryptocurrency was created in 2008 with Bitcoin, but has now grown to multiple types such as Ethereal and Dogecoin. To purchase crypto, you just need an exchange website like Coinbase or Robinhood. You can also find online brokers offering the opportunity to invest in crypto.

Can you Buy a House with Crypto?

The rise of cryptocurrency’s popularity has people wondering what all you can do with it! Can you buy a house with crypto? The short answer is yes! The part that might be tricky is you will have to find a seller that will agree to it as well as a title company that will agree to handle a transaction with cryptocurrency. There have been instances of buyers buying property with Bitcoin and Ethereum!

What are the Pros and Cons of buying a home with Cryptocurrency?

Pros of purchasing a home with crypto:

You’re buying a more secure asset

Cryptocurrency is volatile and the value fluctuates daily. Property values are much slower to rise and fall (and tend appreciate over time), therefore you’re buying is a much less volatile asset.

Like Buying in Cash

Using Crypto to buy a house is similar to purchasing with cash. When you’re not using a lender and taking out a mortgage, you can close quicker. This could also help you make a stronger offer!


If you can find a seller interested in receiving cryptocurrency and are confident they can continue to profit from the cryptocurrency, they may offer a reduced price.

Cons of purchasing a home with crypto:

Finding a willing Seller

Although cryptocurrency has been around for a little over a decade, it’s mainstream familiarity is still pretty new. Finding a seller who is seeking or accepting cryptocurrency might be difficult. Sellers may put wording in the listing or you might have to ask each seller.

Crypto Worth is Volatile

Since the value of crypto can change by the day, it may make a large purchase difficult. The constant change in value of crypto could make sellers too uneasy to go with a crypto buyer.

Although it is possible to buy a house or property with cryptocurrency, it still may be a bit of a challenge. Another option would be to liquidate your Bitcoin or Ethereum with something like Bitpay first, and then make the purchase. Click here to read more about home purchasing with cryptocurrency. Here are some homes you can buy with Cryptocurrency!

What our clients are saying:

Jody Savage is knowledgeable, trustworthy and tireless. I purchased a property this spring (2017) near Bozeman; Jody represented me as well as the seller in the transaction. Jody led me through the entire process because this was the first property I had ever purchased. HOA complications and other details made the purchase more difficult. Jody undertook a boat-load of legwork to make the transaction go smoothly. I hope to work with Jody again.


Jody is amazing. She knows the market and was able to advise us on all our many concerns. We so appreciated how responsive she was; within minutes of submitting an online request for realtor contact on a house, she had called us. All our communications with her were like that; we never had to wait long to hear back from her. She was patient and always willing to sit down and meet with us. When we found the house we wanted, she worked tirelessly to secure it for us, and she was extremely patient with us. She was easy to communicate with, understand, and a pleasure to work with – I highly recommend Jody!


Jody was awesome to work with. We were new to the area and she was helpful and knowledgeable about not only the housing market, but schools, and lenders. She worked with my work schedule for showings. Jody also stayed late to write an offer to meet our schedule. I would recommend Jody to anyone needing a realtor.


My wife and I used Jody Savage for the sale of our home in Gallatin Gateway, MT. Jody was exceptional in all phases of our sale. We had multiple offers over asking price and sold our home in two days! Jody uses up to date modern marketing, was extremely professional and knowledgeable regarding our market and addressing our needs. She was great to work with and very responsive to any questions we had. Jody is the best in the business and we highly recommend her services!


Jody is FANTASTIC!! We were first time home buyers and she was with us ever step of the way! She never made us feel silly for being new to the process. She definitely knows the area, always kept us up to date on new listings and was just a delight to work with. I would have absolutely zero hesitation recommending her to anyone. Thanks for all the hard-work Jody! We love our house!